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Does FHA Require a Roof Inspection?

Always
41%
In most cases
16%
In some cases
33%
Never
3%
Not sure
3%
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Question: Does FHA Require a Roof Inspection?
Top Answer (41% of 53 votes): Always.

Answer: In some cases
Explanation: Typically, if an FHA appraiser sees water marks on a wall or ceiling they will call for a roof inspection and certification that it's been corrected.
Rich Small Team
Answer: In some cases
Explanation: See FHA HUD Guidelines 4000.1 for more information.
Robin Standard Louisiana Home Appraiser
Answer: In some cases
Explanation: If the roof has less than two years remaining life, then a roof inspection will be required.
Total Mortgage Services LLC
ProMatcher
Answer: In some cases
Explanation: If it is evident to the appraiser they may require it. Most of the time a home inspection will make this determination if further evaluation is required by a roofing professional.
Reliant Realty-Powered By ERA
Answer: In most cases
Explanation: Not for repair or over lay.
A+ Realty and Construction LLC
Answer: Always
Explanation: This can also become an issue with insurance; in Wisconsin any lender OR insurance company is likely to require roofs inspected...and they would be as part of a licensed home inspector's report.
EXP Realty LLC
ProMatcher
Answer: In some cases
Explanation: Only from the street
AEXACT APPRAISAL COMPANY
Answer: Always
Explanation: It must not have leaks or allow moisture into the home. Routine for home inspections.
Hudson Real Estate
Answer: In some cases
Explanation: A roof inspection is required if the appraiser calls out significant deterioration or notes evidence of leaking on the interior wall surfaces and ceiling surfaces.
Residential Appraisal Associates
ProMatcher
Answer: Always
Explanation: Ground Level inspection from the appraiser is all that is required.
LAKE AREA APPRAISAL FIRM
Answer: In some cases
Explanation: It depends. If the FHA appraiser notes it as an issue, you will need an inspection. The FHA appraiser's job is to look for any safety issues, among other criteria.
John L. Scott Olympia
Answer: Always
Explanation: FHA requires a full home inspection.
Coldwell Banker Reliable Real Estate
ProMatcher
Answer: In some cases
Explanation: If Their appraiser thinks it is near its life or sees areas that look bad they can require an inspection or new roof.
RE/MAX Realty Group
Answer: In some cases
Explanation: Fha follow different guide lines. They do not require a roof inspection, unless the home appraiser notes that the roof is in need of repairs. The FHA appraiser can call for a roof inspection. However, a roof inspection is not part of FHA loan requirements
Myra Strickland Real Estate at KW
Answer: In some cases
Explanation: That's up to the particular loan.
Rodeo Realty
ProMatcher
Answer: Always
Explanation: Roof condition must have 5+ year sof life left to meet an FHA standard.
Reece Nichols-Mary Wilcox
Answer: In some cases
Explanation: I perform a complete visual inspection of the subject property, this includes the roof and attic, if I see any signs of damage or have any doubts concerning the roof I would at that time call for an inspection by a licensed professional in this field.
buelow appraisal service
Answer: In some cases
Explanation: Depends if the shows evidence of failure.
Accurate Appraisals USA
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