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Does FHA Require a Roof Inspection?

Always
43%
In most cases
14%
In some cases
34%
Never
2%
Not sure
4%
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Question: Does FHA Require a Roof Inspection?
Top Answer (43% of 41 votes): Always.

Answer: Always
Explanation: This can also become an issue with insurance; in Wisconsin any lender OR insurance company is likely to require roofs inspected...and they would be as part of a licensed home inspector's report.
Keller Williams Realty
Answer: Always
Explanation: An FHA appraiser will inspect the roof, as well as all major components of the home.
Real Living Kee Realty
Answer: In some cases
Explanation: Only from the street
AEXACT APPRAISAL COMPANY
ProMatcher
Answer: In some cases
Explanation: A roof inspection is required if the appraiser calls out significant deterioration or notes evidence of leaking on the interior wall surfaces and ceiling surfaces.
Residential Appraisal Associates
Answer: In some cases
Explanation: They may ask for these types of inspections depending on the appraisers finding and if it was a condition of the purchase contract.
KF Home Sales @ Quality First Real Estate Group
Answer: Always
Explanation: Ground Level inspection from the appraiser is all that is required.
LAKE AREA APPRAISAL FIRM
ProMatcher
Answer: Always
Explanation: FHA requires a full home inspection.
Saunders & Associates
Answer: Always
Explanation: FHA requires an inspection of the entire property.
EA Realty LLC
Answer: In some cases
Explanation: If Their appraiser thinks it is near its life or sees areas that look bad they can require an inspection or new roof.
RE/MAX Realty Group
ProMatcher
Answer: In some cases
Explanation: That's up to the particular loan.
Rodeo Realty
Answer: In some cases
Explanation: I no longer do appraisals for FHA financing, however, when I did, I would call for a roof inspection if the roof appeared to be deteriorated or overly built-up.
Todd G. LiPira, SCGREA
Answer: Always
Explanation: Roof condition must have 5+ year sof life left to meet an FHA standard.
Reece Nichols-Mary Wilcox
ProMatcher
Answer: In some cases
Explanation: Depends if the shows evidence of failure.
Accurate Appraisals USA
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