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Does FHA Require a Roof Inspection?

Always
43%
In most cases
16%
In some cases
31%
Never
4%
Not sure
4%
Next Question
Question: Does FHA Require a Roof Inspection?
Top Answer (43% of 48 votes): Always.

Answer: Always
Explanation: Most appraiser will require the roof to be in good condition with a FHA loan.
Remax Platinum
Answer: In some cases
Explanation: If it is evident to the appraiser they may require it. Most of the time a home inspection will make this determination if further evaluation is required by a roofing professional.
Reliant Realty-Powered By ERA
Answer: In most cases
Explanation: Not for repair or over lay.
A+ Realty and Construction LLC
ProMatcher
Answer: Always
Explanation: An FHA appraiser will inspect the roof, as well as all major components of the home.
Real Living Kee Realty
Answer: In some cases
Explanation: Only from the street
AEXACT APPRAISAL COMPANY
Answer: Always
Explanation: It must not have leaks or allow moisture into the home. Routine for home inspections.
Hudson Real Estate
ProMatcher
Answer: In some cases
Explanation: They may ask for these types of inspections depending on the appraisers finding and if it was a condition of the purchase contract.
KF Home Sales @ Quality First Real Estate Group
Answer: Always
Explanation: Ground Level inspection from the appraiser is all that is required.
LAKE AREA APPRAISAL FIRM
Answer: In some cases
Explanation: It depends. If the FHA appraiser notes it as an issue, you will need an inspection. The FHA appraiser's job is to look for any safety issues, among other criteria.
John L. Scott Olympia
ProMatcher
Answer: Always
Explanation: FHA requires an inspection of the entire property.
EA Realty LLC
Answer: In some cases
Explanation: If Their appraiser thinks it is near its life or sees areas that look bad they can require an inspection or new roof.
RE/MAX Realty Group
Answer: In some cases
Explanation: Fha follow different guide lines. They do not require a roof inspection, unless the home appraiser notes that the roof is in need of repairs. The FHA appraiser can call for a roof inspection. However, a roof inspection is not part of FHA loan requirements
Myra Strickland Real Estate at KW
ProMatcher
Answer: In some cases
Explanation: I no longer do appraisals for FHA financing, however, when I did, I would call for a roof inspection if the roof appeared to be deteriorated or overly built-up.
Todd G. LiPira, SCGREA
Answer: Always
Explanation: Roof condition must have 5+ year sof life left to meet an FHA standard.
Reece Nichols-Mary Wilcox
Answer: In some cases
Explanation: I perform a complete visual inspection of the subject property, this includes the roof and attic, if I see any signs of damage or have any doubts concerning the roof I would at that time call for an inspection by a licensed professional in this field.
buelow appraisal service
ProMatcher
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