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Does FHA Require a Roof Inspection?

In most cases
In some cases
Not sure
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Question: Does FHA Require a Roof Inspection?
Top Answer (43% of 51 votes): Always.

Answer: In some cases
Explanation: See FHA HUD Guidelines 4000.1 for more information.
Robin Standard Louisiana Home Appraiser
Answer: In some cases
Explanation: If the roof has less than two years remaining life, then a roof inspection will be required.
Meadowbrook Financial Mortgage Bankers Corp.,
Answer: Always
Explanation: Most appraiser will require the roof to be in good condition with a FHA loan.
Remax Platinum
Answer: In most cases
Explanation: Not for repair or over lay.
A+ Realty and Construction LLC
Answer: Always
Explanation: This can also become an issue with insurance; in Wisconsin any lender OR insurance company is likely to require roofs inspected...and they would be as part of a licensed home inspector's report.
EXP Realty LLC
Answer: Always
Explanation: An FHA appraiser will inspect the roof, as well as all major components of the home.
Real Living Kee Realty
Answer: Always
Explanation: It must not have leaks or allow moisture into the home. Routine for home inspections.
Hudson Real Estate
Answer: In some cases
Explanation: A roof inspection is required if the appraiser calls out significant deterioration or notes evidence of leaking on the interior wall surfaces and ceiling surfaces.
Residential Appraisal Associates
Answer: In some cases
Explanation: They may ask for these types of inspections depending on the appraisers finding and if it was a condition of the purchase contract.
KF Home Sales @ Quality First Real Estate Group
Answer: In some cases
Explanation: It depends. If the FHA appraiser notes it as an issue, you will need an inspection. The FHA appraiser's job is to look for any safety issues, among other criteria.
John L. Scott Olympia
Answer: Always
Explanation: FHA requires a full home inspection.
Coldwell Banker Reliable Real Estate
Answer: Always
Explanation: FHA requires an inspection of the entire property.
EA Realty LLC
Answer: In some cases
Explanation: Fha follow different guide lines. They do not require a roof inspection, unless the home appraiser notes that the roof is in need of repairs. The FHA appraiser can call for a roof inspection. However, a roof inspection is not part of FHA loan requirements
Myra Strickland Real Estate at KW
Answer: In some cases
Explanation: That's up to the particular loan.
Rodeo Realty
Answer: In some cases
Explanation: I no longer do appraisals for FHA financing, however, when I did, I would call for a roof inspection if the roof appeared to be deteriorated or overly built-up.
Todd G. LiPira, SCGREA
Answer: In some cases
Explanation: I perform a complete visual inspection of the subject property, this includes the roof and attic, if I see any signs of damage or have any doubts concerning the roof I would at that time call for an inspection by a licensed professional in this field.
buelow appraisal service
Answer: In some cases
Explanation: Depends if the shows evidence of failure.
Accurate Appraisals USA
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