Answer: Always
Explanation: FHA is a government backed loan. A roof inspection is required for every FHA loan. |
| LPT REALTY LLC |
Answer: Always
Explanation: APPRAISER SHOULD PERFORM EXTERIOR ONLY INSPECTION. PROFESSIONAL ROOFERS PROVIDE ROOF INSPECTION USUALLY FOR A FEE |
| SAVVY REALTY & APPRAISALS |
Answer: In some cases
Explanation: Typically, if an FHA appraiser sees water marks on a wall or ceiling they will call for a roof inspection and certification that it's been corrected. |
| Rich Small Team |
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| ProMatcher |
Answer: In some cases
Explanation: If the roof has less than two years remaining life, then a roof inspection will be required. |
| Total Mortgage Services LLC |
Answer: Always
Explanation: Most appraiser will require the roof to be in good condition with a FHA loan. |
| Remax Platinum |
Answer: In some cases
Explanation: If it is evident to the appraiser they may require it. Most of the time a home inspection will make this determination if further evaluation is required by a roofing professional. |
| Reliant Realty-Powered By ERA |
|
| ProMatcher |
Answer: Always
Explanation: This can also become an issue with insurance; in Wisconsin any lender OR insurance company is likely to require roofs inspected...and they would be as part of a licensed home inspector's report. |
| EXP Realty LLC |
Answer: Always
Explanation: An FHA appraiser will inspect the roof, as well as all major components of the home. |
| Real Living Kee Realty |
Answer: In some cases
Explanation: Only from the street |
| AEXACT APPRAISAL COMPANY |
|
| ProMatcher |
Answer: In some cases
Explanation: A roof inspection is required if the appraiser calls out significant deterioration or notes evidence of leaking on the interior wall surfaces and ceiling surfaces. |
| Residential Appraisal Associates |
Answer: In some cases
Explanation: They may ask for these types of inspections depending on the appraisers finding and if it was a condition of the purchase contract. |
| KF Home Sales @ Quality First Real Estate Group |
Answer: Always
Explanation: Ground Level inspection from the appraiser is all that is required. |
| LAKE AREA APPRAISAL FIRM |
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| ProMatcher |
Answer: Always
Explanation: FHA requires a full home inspection. |
| Coldwell Banker Reliable Real Estate |
Answer: Always
Explanation: FHA requires an inspection of the entire property. |
| EA Realty LLC |
Answer: In some cases
Explanation: If Their appraiser thinks it is near its life or sees areas that look bad they can require an inspection or new roof. |
| RE/MAX Realty Group |
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| ProMatcher |
Answer: In some cases
Explanation: That's up to the particular loan. |
| Rodeo Realty |
Answer: In some cases
Explanation: I no longer do appraisals for FHA financing, however, when I did, I would call for a roof inspection if the roof appeared to be deteriorated or overly built-up. |
| Todd G. LiPira, SCGREA |
Answer: Always
Explanation: Roof condition must have 5+ year sof life left to meet an FHA standard. |
| Reece Nichols-Mary Wilcox |
|
| ProMatcher |
Answer: In some cases
Explanation: Depends if the shows evidence of failure. |
| Accurate Appraisals USA |