Can a Homeowner Challenge or Appeal a Home Appraisal?

Answer: Yes
Explanation: YES ALL WAYS WITH BETTER INFORMATION.

Answer: Yes
Explanation: By providing comparable sales that the apprasier have over looked. Such sales must have been available to the appraiser at the time of the inspection.

Answer: No
Explanation: Appraisals are opinions so anyone can challenge them. Only those certified by the state can call them appraisals.

Answer: Yes
Explanation: Yes, you can challenge an appraisal for several items, but not for Value. You must be able to see a clear error in thinking to challenge an appraisal. Most appraisals are not challenged, and most appraisers only work in areas they are familiar with.

Answer: Yes
Explanation: A homeowner does have the right to challenge or appeal a home appraisal, known as a rebuttal. If the appraiser did a god job and all of the information in the appraisal appears to be accurate it will be difficult to get it changed. There is a slight change that you may be granted a re-appraisal if in fact you can prove that there are errors within the appraisal. I personally have had two rebuttals and was not granted a re-appraisal on either. One buyer went with another lender (which came in at value) and the other we were able to negotiate the appraisal shortage amount between the buyer and seller.

Answer: Yes
Explanation: Make sure that your issues with the appraisal is researched

Answer: No sure
Explanation: Not sure the context of the question. However, any homeowner can question or challenge an appraisal because an appraisal is an opinion of value. If a homeowner has additional data that is relevant, an appraiser has an obligation to review the information and determine if it is pertinent to his/her appraisal. However, a certified appraiser should not use any data that would sway his or her opinion of value unless it has relevance to the property being appraised. The final call is with the appraiser and not the property owner.

Answer: Yes
Explanation: This is true for a mortgage situation, and in an assessment situation, or in an eminent domain situation, and it is probably true in most other situations.

Answer: Yes
Explanation: In most cases, however depending on the appraisal the process is different as it is ultimately the appraisal choice of the owner of the appraisal, in many cases this is not the home owner.

Answer: Yes
Explanation: The home owner may request clarification of the appraisal and changes of incorrect information.

Answer: Yes
Explanation: Any appraisal can be challenged

Answer: Yes
Explanation: With unknown info not considered

Answer: Yes
Explanation: A homeowner has the right to challenge or appeal a home appraisal.

Answer: No
Explanation: They can request a revision, however the appraiser does not have to adjust his final opinion of value. The homeowner would have to order a second opinion, or have the original report reviewed.

Answer: Yes
Explanation: A well thought out response will be forwarded to the appraiser for consideration. Vague unquantifiable statements such as "my property is nicer" will not be helpful.